Mold can’t survive without moisture, making air-conditioned environments a perfect breeding ground, especially if your home or business has suffered any kind of water damage. Mold spreads quickly, often in as little as 24-48 hours and can contaminate not only your walls, but your carpets and clothing. When your business is affected mold can infect your business equipment, files and more.
Worse, exposure to mold poses health-related concerns such as allergic reactions, asthma attacks and eye and skin irritation. Which makes it critical decontamination be addressed quickly.
What is My Insurance Company’s Legal Responsibility When I File a Mold Damage Claim?
Your homeowners, renters, or commercial insurance policy is a legal contract that binds your insurance company to promptly investigate and pay valid claims promptly. When it comes to your business your policy ensures your assets are protected and may include protection for business interruption. If you’re unsure what your insurance company’s responsibility is regarding mold damage claim, talk to Desir Law Firm.
Leonard Desir is able to take a complex insurance policy (which is a legal contract) and make it easy for a client to understand, and he examines the policy to see where their insurance company is violating its agreement. Even more satisfying is knowing Desir Law firm has helped hundreds of people, who have been taken advantage by their insurance companies when filing property damage claim.
How do I Know if I Need Help with a Mold Damage Insurance Claim?
In Florida, filing an insurance claim or a business interruption claim with your insurance company can be complex, confusing and frustrating. If you’re unsure what your insurance company’s responsibility is regarding a mold damage claim, talk to a professional who understands insurance law.
We would like to believe that insurance companies will step up to the plate and do the right thing, but insurance companies are in business to make money, not pay claims. Desir Law Firm will advise you on the best way to proceed. We routinely review consult, and, when necessary, litigate various types of insurance policy contracts on behalf of homeowners, renters, business and commercial property owners.
Public insurance adjusters and prominent law firms trust our experience and refer their clients to us for help with evaluating property damages and filing insurance claims. If you feel your property or business insurance claim is being ignored, unreasonably delayed or improperly handled, or if you feel your insurance claim has been unfairly denied, or the insurance company has acted in bad faith, you have a right to legal recourse and/or legal redress.