Insurance companies in Florida have faced thousands of lawsuits over water damage claims involving cast iron pipes. “The Sunshine State” brings to mind beach days, carefree and fun. But if you live in a Florida home with cast iron pipes, all that sun and sea can add up to a huge unexpected expense: failing sewer … Continue reading “Insurance Claims: Replacing Cast Iron Pipes For Florida Homeowners”
The more detail you provide your insurance company after a hurricane, the more you stand to recover from your insurance claim. The more detail you can provide to your insurance company’s adjuster after a natural disaster or accident, the more you stand to recover from your insurance claim. That’s where a home inventory list can … Continue reading “Hurricane Season Is Here! Time to Update or Create A Home Inventory List.”
As a policyholder, is it better to hire a contractor recommended by your insurance company or vet contractors on your own? Find out here. June 1, 2019 marked the start of Florida’s Hurricane season. It is also the time of year when Florida experiences an increase in other weather-related natural disasters like heavy rains, blustery winds, … Continue reading “How to Decide Whether to go with Your Insurer’s Preferred Contractor”
A Comprehensive Business Disaster Plan Florida hurricane season just around the corner. Would your business be able to recover from any natural disaster? A few years ago hurricane Irma threatened Florida. As the hurricane bands kept swirling and touching parts of the State, news channels showed devastating images of rooftops blowing away, trees downed and debris … Continue reading “3 Key Elements of a Comprehensive Disaster Preparedness Plan”
You’ve invested a great deal of time, sweat equity and money into making your business a success. Don’t let costly insurance mistakes ruin your business. You started your business to make a difference, fill a much-needed service gap, or simply to fulfill your dream of being your own boss. You’ve invested a great deal of … Continue reading “3 Business Insurance Coverage Mistakes That Could Cost You A Lot Of Money”
With assignment of benefits (AOB), a policyholder grants a third party – a home contractor, roofer, or plumber – permission to directly bill an insurer to settle a claim. That’s all about to change. As a homeowner, you know how time-consuming and costly minor repairs, such as replacing a damaged toilet or broken pool pump, … Continue reading “Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders”
When the apartment Marcus rented had a roof leak that caused damaged to his TV, laptop and bed, the landlord repaired the water damage to the roof and nothing else. That when he learned it was not the landlord’s responsibility to cover personal property — good thing he had renters insurance. South Florida’s rental market … Continue reading “4 Ways Renters Insurance Saves You Money”
What started as a small cooking fire quickly escalated when Vanessa and David’s son mistakenly flamed, rather than extinguished, the grease fire. While no one was hurt, the fire damaged just about everything in the vicinity of the stove and filled the house with smoke. To make matters worse, soon after meeting with the insurance … Continue reading “How To Deal With Insurance Adjusters After A Damage Claim”
Almost eleven months’ to the day, the V. family had a new roof to replace the one hurricane Irma damaged beyond repair. With the replacement roof completed, the family would now be able to have the interior wall, where water from the roof leaked into their master bedroom, replaced. As the reconstruction crew opened the … Continue reading “Policyholders: Gather Evidence Before You File Insurance Claims”
When your property is damaged or destroyed, it can feel as though your safe place, your home, is no longer safe. You may feel angry, upset, helpless, and overwhelmed. And when you file a claim against your homeowners insurance policy and your insurance company denies your claim or offers significantly less than the cost of … Continue reading “How to Dispute an Insurance Claim Denial or Settlement Offer”
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