What are “Governing Documents”?

Governing documents are an outline of the responsibilities of the association, and also the responsibilities of the unit owner. You would refer to the governing documents when you need to determine who is responsible for fixing the unit. Anything regarding the operation of the association will be found in the governing documents.

The Difference Between Liability & Property Damage Insurance

Liability insurance is insurance for policy holders when someone else, a third party, is making a claim against you for property damage or bodily injury, that’s where liability insurance comes in. Property damage insurance is strictly for what they call fortuitous or sudden and accidental damages that happen to your property. If you have hurricane … Continue reading “The Difference Between Liability & Property Damage Insurance”