If you are someone who recently suffered a major loss due to theft, fire, or any other disaster, then you would have filed an insurance claim. People may file the claim on their own without hiring or consulting with an insurance claim attorney in Fort Lauderdale. Filing the insurance claim by yourself to save money … Continue reading “Questions To Ask Before Hiring An Insurance Claim Attorney”
How Climate Change Impacts Your Risk Profile
Hurricane season and climate change, they go hand in hand. Due to global warming hurricanes will produce more rainfall, have more intense winds because of the warmer water, and hurricanes thrive on humidity. So what does that mean? That means there’s going to be more intense hurricanes out there that cause more damage so you … Continue reading “How Climate Change Impacts Your Risk Profile”
How Much Does Fire Damage Cost?
Suffering fire damage to your home or personal property can be a devastating experience. Even a small fire may result in significant damage to your property or home. However, some of the structural components of your home might be salvageable if you seek help from a fire restoration service. It is important to check your … Continue reading “How Much Does Fire Damage Cost?”
I Rent My Office. Do I Need My Own Property Insurance?
Yes, you need your own property insurance. The building or the office space being rented most likely does not ensure the business or personal property within the office space. You need to have separate insurance to ensure items like your desk or the computers or any other equipment are insured. You need to have insurance … Continue reading “I Rent My Office. Do I Need My Own Property Insurance?”
What is an EUO, and do I have to do it?
EUO is an examination under oath. The way I try to explain EUO is it’s essentially a deposition but a deposition happens during a lawsuit and EUO happens prior to a lawsuit. That’s the difference. They ask you questions about the claim and fact surrounding it. Now, you don’t have to do an examination. Unless … Continue reading “What is an EUO, and do I have to do it?”
Are Home CCTV Security Cameras a Good Idea?
CCTV security cameras are absolutely a great idea. If there’s vandalism or theft, at your home or business having that footage as evidence is important. I had a case where someone’s home was burglarized. The neighbors saw people fleeing with bags in their hands into their car and leaving and it was captured on their … Continue reading “Are Home CCTV Security Cameras a Good Idea?”
Vandalism of a Car in my Driveway.
What if a car is in my driveway? Which policy covers the car if it’s vandalized? The homeowners or car policy? Your homeowner’s policy should cover that situation. But that really depends on the language in the policy. If you’re faced with a situation of a car vandalized in your driveway, I suggest calling your … Continue reading “Vandalism of a Car in my Driveway.”
Vandalism, inventory is important.
It is extremely important to have a really good list of items in your home or business in case you suffer theft or vandalism. A good inventory is a vital part of an insurance claim. You want to make sure that every item that you potentially need to claim is put on that list. Otherwise, … Continue reading “Vandalism, inventory is important.”
What is Covered in a Cast Iron Pipe Claim?
If you’re experiencing damage from cast iron pipes, you’re wondering what is covered? Typically, it is the water damage that ensues as a result of that cast-iron deteriorating. If you realize you have some sort of leak in your bathroom and that leak, damages the baseboard, drywall or any vanity that you have in the … Continue reading “What is Covered in a Cast Iron Pipe Claim?”
Water Damage Claims and the Role of an Insurance Claim Attorney
We all buy insurance to secure our assets in case of damage or disaster. Among them, home insurance is one of the most commonly-bought insurance products. It covers many things, such as damage to the property due to water seepage or flooding, and even a burst pipe. The extent of the damage due to water … Continue reading “Water Damage Claims and the Role of an Insurance Claim Attorney”