Wind Damage
Wind damage encompasses more than just hurricanes, and may include damage from tornadoes, thunderstorms, or tropical storms. When disaster does strike, Insurance companies send out adjusters quickly and try to settle fast, to the relief of homeowners and business owners, except this isn’t always in their best interest.
For instance, you have damage to your roof, so the insurance company offers a quick payment that seems generous, but is it? If the roof leaked then you may have ceiling damage that may not be visible yet, insulation that may need to be replaced, and possible mold issues. Insurance companies are in the business of making money and not paying claims.
The Desir Law Firm solely represents policyholders. We specialize in assessing and filing windstorm damage claims to get you the compensation you need and deserve. Should it become necessary, we will expertly negotiate a settlement or, if need be, aggressively litigate in court on behalf of our clients, throughout the State of Florida.
What is My Insurance Company’s Legal Responsibility When My Business Files a Wind Damage Claim?
As a Florida business owner, having a business insurance policy is one way you ensure your company, assets and customers are protected. Your business and commercial insurance policies are there to ease the financial burden associated with lost revenue, repairs and replacement due to wind damage. It’s the reason you pay your business insurance premium – to ensure your business assets are protected in the event of damage caused in wind, fire, water, power outage or flood damage. Your policy is a legally binding contract between you and your insurance company.
How do I Know if I Need Help with a Wind Damage Insurance or Business Interruption Claim?
In Florida, filing a wind damage insurance claimor a business interruption claim with your insurance company can be complex, confusing and frustrating. If you’re unsure what your insurance company’s responsibility is regarding a wind damage claim, talk to a professional who understands insurance law.
We would like to believe that insurance companies will step up to the plate and do the right thing, but insurance companies are in business to make money, not pay claims. Desir Law Firm will advise you on the best way to proceed. We routinely review consult, and, when necessary, litigate various types of insurance policy contracts on behalf of homeowners, renters, business and commercial property owners.
Public insurance adjusters and prominent law firms trust our experience and refer their clients to us for help with evaluating property damages and filing insurance claims. If you feel your property or business insurance claim being ignored, unreasonably delayed or improperly handled, or if you feel your insurance claim has been unfairly denied,or the insurance company has acted in bad faith, you have a right to legal recourse and/or legal redress.
Wind Damage FAQs
This section covers wind damage claims in Florida and explains your legal rights, insurance duties, and Desir Law Firm’s role in protecting homeowners and injury victims across Miami-Dade, Palm Beach, Orlando, Tampa, and the Panhandle.
Q: What is my insurance company’s responsibility when I file a wind damage claim?
A: Insurers must investigate promptly, communicate clearly, and pay covered wind damage supported by evidence. Desir Law Firm ensures compliance with Florida statutes and fair claim handling.
Q: How do I know if I need legal help with a wind damage claim?
A: If you face delays, denials, or low offers in a wind damage claim, our attorneys review your policy and evidence to secure full compensation.
Q: What documentation supports a wind damage claim in Florida?
A: Keep photos, estimates, expert reports, and receipts. Proper documentation strengthens your position and speeds resolution.
Q: Does Florida law protect policyholders in wind damage disputes?
A: Yes. Statutes require insurers to act in good faith. We enforce your rights when carriers delay or undervalue your claim.
Q: Can I choose my own contractor or repair professional for wind damage?
A: Yes. You are not obligated to use an insurer’s vendor. We ensure scopes meet code and quality standards.
Q: How long does it take to settle a wind damage claim?
A: Timelines vary, but we monitor statutory deadlines and push for timely resolution to restore your property or recover damages.
Q: What if the insurer denies coverage for my wind damage?
A: We analyze denial reasons, challenge unjustified exclusions, and pursue negotiation, mediation, or litigation when needed.
Q: Can Desir Law Firm reopen an underpaid wind damage claim?
A: Yes. We review past settlements, identify missing items, and seek supplemental recovery within legal time limits.
Q: What additional expenses can I recover with a wind damage claim?
A: Depending on policy type, this may include additional living expenses, business interruption, or loss of use. We ensure these are fully included.
Q: How does Desir Law Firm help clients with wind damage claims?
A: We manage documentation, expert coordination, negotiation, and litigation if required—ensuring full recovery under Florida law.
Schedule a FREE Consultation with an Experienced Insurance Law Attorney Call 954-848-2912 Today!