Smartphone, your insurance claim secret weapon. Use it to take photos and video of your property prior to any damage happening. Use it to take photos and video after you have damage to your property. You can also use your phone to record any inspectors that come onto your property that were set by your … Continue reading “Smartphones. Your Insurance Claim Secret Weapon”

So you made an insurance claim. Now they want to come and inspect your property. Do not speak to the inspector about the circumstances surrounding your claim. Only show the affected areas. If you have an expert, make sure your expert is there present during the insurance company’s inspection, and make sure you follow the … Continue reading “Avoiding Inspection Landmines”

Winning deposition secrets. Only answer the question being asked. Do not speculate. Keep answers as short as possible. And more importantly, make sure you have an attorney there present with you to protect your rights.

Insurance insider secrets, they don’t want you to know number 135. Keep all communications in writing. That phone call you made won’t help. Respond to all requests for information in writing and be very detailed. Hire an attorney or an adjuster. Don’t let your insurance company make you think that’s wrong to do. Do not … Continue reading “Insurance Insider Secrets They Don’t Want You to Know #135”

So you just received a release from your insurance company. Don’t sign it. Make sure you hire an attorney to review the release before you sign it. If you have a problem with the release, you can ask that it be modified. You want to make sure that you’re protecting your rights.

The EUO trap. What is an EUO? Examination under oath. Never attend an EUO alone. Would you represent yourself in court? No. So why would you go to an EUO by yourself? Make sure you have an attorney present with you there to protect your rights.

Don’t let your insurance company tell you your damages. Do not exceed your deductible. Get a second opinion from an adjuster or an attorney. Protect your rights.

Public adjuster or lawyer, who do you need in your corner? You need both. Insurance companies have both from the very beginning. Why shouldn’t you?

Ouch. You just got your new homeowner’s insurance bill. What do you do? Make sure you get new impact windows and doors. They’re more affordable than ever and will pay for themselves in a short period of time. Check it out.

So your house just got damage. You don’t know what to do. You still have a responsibility to limit your damage, whether that means putting a tarp, whether that means drying out your property, you have to make sure things don’t get worse. Otherwise, your insurance company will use that against you.