As a renter, do I need property and liability insurance?
It’s very important if you are renting an apartment or condo or even a single-family home to have renter’s insurance. If you live in an apartment complex, sometimes the property management company there will require you to have insurance. But when there’s some people who are renting condos from a landlord or even a single-family home that landlord may not necessarily require you to have insurance. So generally speaking, it may be required but whether it’s required or not, I highly recommend you get renters insurance because that’s going to protect your personal property. Also, you want to make sure that you get renters insurance because it provides liability protection. If someone visits you and that person’s gets hurt you want to make sure you have insurance for their bodily injury, claims that they make against you. And if you’re unsure consult with an experienced insurance claims attorney.