Insurance Release Tricks to Avoid

So you just received a release from your insurance company. Don’t sign it. Make sure you hire an attorney to review the release before you sign it. If you have a problem with the release, you can ask that it be modified. You want to make sure that you’re protecting your rights.

The EUO Trap

The EUO trap. What is an EUO? Examination under oath. Never attend an EUO alone. Would you represent yourself in court? No. So why would you go to an EUO by yourself? Make sure you have an attorney present with you there to protect your rights.

Wind Mitigation. Your Secret Goldmine

Ouch. You just got your new homeowner’s insurance bill. What do you do? Make sure you get new impact windows and doors. They’re more affordable than ever and will pay for themselves in a short period of time. Check it out.

Battlestations! Why You Have a Critical Role in Limiting Damage

So your house just got damage. You don’t know what to do. You still have a responsibility to limit your damage, whether that means putting a tarp, whether that means drying out your property, you have to make sure things don’t get worse. Otherwise, your insurance company will use that against you.

Is it Safe to Deposit that Check?

So you just received that check. What do you do? You can deposit it as long as you don’t sign a release. A release and depositing a check are not the same thing.

Settlements. Why it Ain’t Over till it’s Over

You know what they say? It’s not over till it’s over. Getting a check from your insurance company is not the end. You still have an ability to recover additional money. Don’t give up your rights.

Hurricane Damage Traps to Avoid

Do you know how much your out-of-pocket responsibility would be after a hurricane? If not, you should. So make sure you review your policy or talk to your agent.

How Your Insurance Company Pulls Jewely Heists!

If you have expensive jewelry, get a separate policy. Most homeowner insurance policies have limited coverage for jewelry like $2,500 or less. That’s nothing. Your jewelry is a worth a lot more. Call your insurance agent. Make sure you get a separate jewelry rider.