Should I Rely on the Rental Agency’s Insurance?
As a unit owner, if you are renting your property as a vacation rental, and you have people staying there for short periods of time over VRBO or AirBNB you still want to have your own insurance in place. The insurance offered by these companies may not cover every situation that’s involved in renting out your property. Having your own insurance acts as a security blanket if the insurance through VRBO or AirBNB does not cover your damages.