Insurance companies in Florida have faced thousands of lawsuits over water damage claims involving cast iron pipes. “The Sunshine State” brings to mind beach days, carefree and fun. But if you live in a Florida home with cast iron pipes, all that sun and sea can add up to a huge unexpected expense: failing sewer … Continue reading “Insurance Claims: Replacing Cast Iron Pipes For Florida Homeowners”
As a policyholder, is it better to hire a contractor recommended by your insurance company or vet contractors on your own? Find out here. June 1, 2019 marked the start of Florida’s Hurricane season. It is also the time of year when Florida experiences an increase in other weather-related natural disasters like heavy rains, blustery winds, … Continue reading “How to Decide Whether to go with Your Insurer’s Preferred Contractor”
A Comprehensive Business Disaster Plan Florida hurricane season just around the corner. Would your business be able to recover from any natural disaster? A few years ago hurricane Irma threatened Florida. As the hurricane bands kept swirling and touching parts of the State, news channels showed devastating images of rooftops blowing away, trees downed and debris … Continue reading “3 Key Elements of a Comprehensive Disaster Preparedness Plan”
With assignment of benefits (AOB), a policyholder grants a third party – a home contractor, roofer, or plumber – permission to directly bill an insurer to settle a claim. That’s all about to change. As a homeowner, you know how time-consuming and costly minor repairs, such as replacing a damaged toilet or broken pool pump, … Continue reading “Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders”
When the apartment Marcus rented had a roof leak that caused damaged to his TV, laptop and bed, the landlord repaired the water damage to the roof and nothing else. That when he learned it was not the landlord’s responsibility to cover personal property — good thing he had renters insurance. South Florida’s rental market … Continue reading “4 Ways Renters Insurance Saves You Money”