When it comes to damage on a balcony that you may have, that’s part of your unit, there is a possibility that you, as the unit owner, are responsible for maintaining it, but to be a hundred percent certain, you would need to go back to the governing documents to see if the unit owner … Continue reading “My Balcony is Damaged. Who is Responsible?”

When it comes to a common area, common areas are maintained by the association. Most likely if you were injured in a common area, it’s going to be the association who is responsible. If the association was maintaining that area, you may not have been injured.

The rules and regulations are not going to be as comprehensive as the bylaws or the governing documents. Usually with the rules or regulations it may have information on there about what, or when a particular unit owner can rent out their unit after purchasing it, possibly within a year. It may have information about … Continue reading “What are the “Rules & Regulations”?”

The bylaws are essentially the documents that establish how the association has to be run as a business. It’s going to have more information with respect to the board of directors. How elections are run, how often they’re supposed to happen when they’re supposed to happen, how voting happens. The association is always going to … Continue reading “What are Condo Bylaws?”

Governing documents are an outline of the responsibilities of the association, and also the responsibilities of the unit owner. You would refer to the governing documents when you need to determine who is responsible for fixing the unit. Anything regarding the operation of the association will be found in the governing documents.

Limited common elements are portions of the association property that are the responsibility of the unit owner. You may have a unit that has a balcony. Even though that balcony is technically outside of your unit, just because it’s a balcony that’s for your personal use you are responsible for maintaining that particular balcony. Fixture, … Continue reading “What are “Limited Common Elements”?”

Common elements are parts of the property that the association is responsible for maintaining and repairing. That could be the common areas, the walkway leading to your unit, it could be a railing that’s outside of your unit, it could be the sidewalk outside. It could be anything that is commonly used by all the … Continue reading “What are “Common Elements” in a Condo?”

In a condominium, there are the governing documents and the governing documents generally say that if you have a common element pipe behind the wall of your unit, that services multiple units, and that pipe has an issue that ultimately floods or causes water to get into your unit your association is responsible for that. … Continue reading “Who is Responsible if a Pipe Bursts in My Condo?”

If you live in a condo and your roof is leaking it is very likely that your association is responsible for the damages as a result of the roof leaking. Generally speaking, in condominiums, the association is responsible for maintaining and repairing the roof. If they don’t do that, it is essentially negligence on the … Continue reading “My Condo Roof is Leaking. Who is Responsible?”

Often with renter’s insurance, you can get a policy at a pretty reasonable price for the year, could be a hundred and something dollars, not a crazy number. The thing you have to be careful about is what the coverages are. For instance, if renter’s insurance provides only $10,000 worth of coverage for your personal … Continue reading “Should I Worry About My Insurance Limitations?”