What is a liability claim?

Liability is only going to cover you when someone is making a claim or potentially suing you for some sort of bodily injury or property damage. If you’re being sued, that’s a liability claim, there’s some sort of event happened at your business/ Liability protects you against lawsuits for property damage or bodily damage when … Continue reading “What is a liability claim?”

What is the duty to defend?

When you have liability insurance, the first thing, the insurance company looks at is whether they have a duty to defend you in any sort of claim or lawsuit that is being brought against you for bodily injury or property damage. The duty defend looks at the language in the lawsuit that’s being brought against … Continue reading “What is the duty to defend?”