Does My Insurance Cover Theft?

A standard homeowner insurance policy covers a variety of claims that you can file to recover damages. In most cases, thefts get covered under the insurance policy. It would be best to find whether your insurance covers theft instead of assuming that it does.

Insurance companies do not cover all types of coverage. They don’t so they can sell the insurance policies at a low rate. Low rates tend to attract prospective policyholders. Before you get lured by the cost of the policy, review the insurance policy thoroughly. Go through the list of included coverage to get a fair idea about the excluded ones.

Theft incidents can occur at any time. If you return from the office to find your house door open, check your valuables and prized possessions. If you find items missing from the house, make a list of these items and call your local police.

You can’t wait for the reports from the police before filing an insurance claim. The delay in obtaining the report will complicate your insurance claim. If you’re struggling, you can reach out to us at Desir Law Firm. We will assess the damage to your property, the extent of the damage and file an insurance claim on your behalf.

The insurance company may deny your claims stating that your policy does not cover theft. They could do this to make a profit at your expense or to escape from paying you for the damages. With our team of experienced lawyers at your disposal, you won’t have to worry about any of this.

We will review your insurance policy thoroughly. If we find that theft is covered under it, we will file an insurance claim without delay and get you paid what you rightfully deserve.

If you have any questions regarding theft claims, reach out to us right away.

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