Insurance companies in Florida have faced thousands of lawsuits over water damage claims involving cast iron pipes. “The Sunshine State” brings to mind beach days, carefree and fun. But if you live in a Florida home with cast iron pipes, all that sun and sea can add up to a huge unexpected expense: failing sewer … Continue reading “Insurance Claims: Replacing Cast Iron Pipes For Florida Homeowners”
The more detail you provide your insurance company after a hurricane, the more you stand to recover from your insurance claim. The more detail you can provide to your insurance company’s adjuster after a natural disaster or accident, the more you stand to recover from your insurance claim. That’s where a home inventory list can …
With assignment of benefits (AOB), a policyholder grants a third party – a home contractor, roofer, or plumber – permission to directly bill an insurer to settle a claim. That’s all about to change. As a homeowner, you know how time-consuming and costly minor repairs, such as replacing a damaged toilet or broken pool pump, … Continue reading “Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders”
When the apartment Marcus rented had a roof leak that caused damaged to his TV, laptop and bed, the landlord repaired the water damage to the roof and nothing else. That when he learned it was not the landlord’s responsibility to cover personal property — good thing he had renters insurance. South Florida’s rental market … Continue reading “4 Ways Renters Insurance Saves You Money”
What started as a small cooking fire quickly escalated when Vanessa and David’s son mistakenly flamed, rather than extinguished, the grease fire. While no one was hurt, the fire damaged just about everything in the vicinity of the stove and filled the house with smoke.
Almost eleven months’ to the day, the V. family had a new roof to replace the one hurricane Irma damaged beyond repair. With the replacement roof completed, the family would now be able to have the interior wall, where water from the roof leaked into their master bedroom, replaced. As the reconstruction crew opened the … Continue reading “Policyholders: Gather Evidence Before You File Insurance Claims”