Property damage can be defined as damage caused to a business’ property or a third-party property. Property damage usually means physical damages caused to tangible property. Tangible property can be described as something that can be felt or touched such as a computer monitor or building. Most of the property damage claims include physical injury … Continue reading “What Falls Under Property Damage?”
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The “Common Elements” Trap!
Don’t fall for the common elements trap. Most things outside of your unit are not your responsibility. Don’t let your association get away with not fixing the roof, gutters, railing, sidewalks, et cetera. If your association is giving you the runaround, it might be time to consult with an attorney. Like and follow for more.
Is Mold Removal Expensive?
Homeowners sometimes have the misconception that removing mold can be complex and expensive. The reality is that you can easily remove mold from your home with the help of a professional mold removal service. They will guide you or even help you throughout the process while charging you an affordable and reasonable price. The Cost … Continue reading “Is Mold Removal Expensive?”
A Burst Pipe Flooded My Condo. Who is Responsible?
A pipe burst and flooded my condo, who is responsible? Check your condominium declaration. If it is a pipe that only services your unit, it is your responsibility. But if it services multiple units, it is the association. If the association is giving you the runaround, it might be time to consult with an attorney. … Continue reading “A Burst Pipe Flooded My Condo. Who is Responsible?”
Does Insurance Pay For Smoke Damage?
Homeowners who have suffered fire damage in their homes often ask “Will I be able to file for smoke damage claims.” Homeowners need to understand that most standard homeowner’s insurance policies usually offer coverage for the claims that are caused by lightning, wind, and fire. Your insurance company will be obligated to up your insurance … Continue reading “Does Insurance Pay For Smoke Damage?”
How Much Does Fire Damage Cost?
Suffering fire damage to your home or personal property can be a devastating experience. Even a small fire may result in significant damage to your property or home. However, some of the structural components of your home might be salvageable if you seek help from a fire restoration service. It is important to check your … Continue reading “How Much Does Fire Damage Cost?”
My Condo Roof is Leaking. Who is Responsible?
My condo roof is leaking, who is responsible? Your association is a hundred percent responsible. Don’t let them off the hook. Don’t let your association tell you that they are not responsible for interior damage to your property. They are. If your association is giving you the runaround, it might be time to consult with … Continue reading “My Condo Roof is Leaking. Who is Responsible?”
Does My Insurance Cover Theft?
A standard homeowner insurance policy covers a variety of claims that you can file to recover damages. In most cases, thefts get covered under the insurance policy. It would be best to find whether your insurance covers theft instead of assuming that it does. Insurance companies do not cover all types of coverage. They don’t … Continue reading “Does My Insurance Cover Theft?”
Water Damage Can Leave You High & Dry
Water damage limitations that leave you high and dry. Pay attention to your policy, if your premium is too good to be true, it is. Low premiums mean water damage limitations or no water damage coverage. Ask your insurance agent to explain your limitations and what it would cost to increase your coverage. Like and … Continue reading “Water Damage Can Leave You High & Dry”
Does Full Coverage Cover Water Damage?
Water damage insurance is a type of protection against sudden and accidental damage. There are several types of water damage, flooding due to hurricanes or other natural disasters, busted pipes, sewer line backups, and leaks in roofs and water heaters. Water damage insurance claims are one of the most common types of property claims. What … Continue reading “Does Full Coverage Cover Water Damage?”