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Water Damage Claims Coverage

Most homeowner’s policies cover water damage not caused by flooding. Many policies will cover water damage from a sudden incident like a burst pipe but does not provide coverage if the water leak was continuous for a period of 14 or more days, months, or even years. An attorney can provide legal guidance on how … Continue reading “Water Damage Claims Coverage”

Hurricane Season Is Here! Time to Update or Create A Home Inventory List.

The more detail you provide your insurance company after a hurricane, the more you stand to recover from your insurance claim. The more detail you can provide to your insurance company’s adjuster after a natural disaster or accident, the more you stand to recover from your insurance claim. That’s where a home inventory list can … Continue reading “Hurricane Season Is Here! Time to Update or Create A Home Inventory List.”

How to Decide Whether to go with Your Insurer’s Preferred Contractor

As a policyholder, is it better to hire a contractor recommended by your insurance company or vet contractors on your own? Find out here. June 1, 2019 marked the start of Florida’s Hurricane season. It is also the time of year when Florida experiences an increase in other weather-related natural disasters like heavy rains, blustery winds, … Continue reading “How to Decide Whether to go with Your Insurer’s Preferred Contractor”

3 Key Elements of a Comprehensive Disaster Preparedness Plan

Desir Law Firm represents only insurance policyholders

A Comprehensive Business Disaster Plan Florida hurricane season just around the corner. Would your business be able to recover from any natural disaster? A few years ago hurricane Irma threatened Florida. As the hurricane bands kept swirling and touching parts of the State, news channels showed devastating images of rooftops blowing away, trees downed and debris … Continue reading “3 Key Elements of a Comprehensive Disaster Preparedness Plan”

3 Business Insurance Coverage Mistakes That Could Cost You A Lot Of Money

Business insurance mistakes

You’ve invested a great deal of time, sweat equity and money into making your business a success. Don’t let costly insurance mistakes ruin your business. You started your business to make a difference, fill a much-needed service gap, or simply to fulfill your dream of being your own boss. You’ve invested a great deal of … Continue reading “3 Business Insurance Coverage Mistakes That Could Cost You A Lot Of Money”

Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders

Desir Law Firm

With assignment of benefits (AOB), a policyholder grants a third party – a home contractor, roofer, or plumber – permission to directly bill an insurer to settle a claim. That’s all about to change. As a homeowner, you know how time-consuming and costly minor repairs, such as replacing a damaged toilet or broken pool pump, … Continue reading “Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders”